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OTTAWA As investors head into RRSP season this year, stocks in Canada and the United States sit at or near record levels, but tensions are rising and that could mean volatile times for the markets. Presidential election, many had predicted that a Trump win would send stock markets crashing. But the reverse happened.

On the other hand, if your employer pays the premiums under the DI policy and does not report them as a taxable employment benefit to you, any benefits received in the future under the DI policy will be fully taxable.What you need to know about the tax consequences of earning and spending loyalty pointsHow much is that bottle of wine really worth? CRA uncorks valuation battle after challenging donationThe CRA’s call centre performed better this tax season, but there’s still work to be doneA recent tax case, however, shows that what appeared to be tax free DI benefits to the purchaser of the policy was not seen as tax free by the Canada Revenue Agency.The case involved a Sherbrooke, Que., dental surgeon who was reassessed by the taxman for her 2009, 2010 and 2011 taxation years. The CRA added $88,150 to her 2009 income, $249,417 to her income in 2010 and $114,116 to her 2011 income to reflect insurance benefits she received under two disability professional overhead protection policies issued by Great West Life (GWL) insurance company.The taxpayer testified that she purchased three separate DI policies from GWL. The first policy, entitled Overhead Protection, was issued in 1991 and provided monthly protection of $3,000 at a monthly premium cost of $57.

Gear counters that it found the shoes for sale in this country and Europe as recently as November. Gear and that he didn’t make any profit on the whole affair. Gear, the case is a matter of protecting what the company claims is an artistic first in the shoe business.

Because Fox Hollow has topper greens, it is easy to come up short or have an approach kick the ball away from the green. Hawkins has perfected the art of rolling his approaches up to the middle of the green where they absorb the energy of a low shot that’s landed. The ball simply trickles onto the putting surface..

For example, I have many different pieces of activewear, including bench and Lulu lemon and pieces from Costco. I wear these pieces, for either being active, outside or just being comfortable. Why would you wear activewear if you aren’t going to be active, though? That is the question.

Genetic Engineering and the Decline of the MonarchThe connection between genetically modified crops and the decline of the monarch butterfly is direct and backed by research. Genetically modified crops lead to the destruction of all other plants in the vicinity. In fact, that’s the whole idea behind this kind of agriculture.

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